We all come up short at times, or have a sudden expense we have to take care of and need a loan – usually something small, to help float the budget until payday. Perhaps an aggravated old baseball injury has thrown you a metaphorical curveball, and you have to get some prescription medication to deal with it. Things happen – and it stinks, but it does happen, and sometimes you really don't have the cash or don't want to use credit cards, or have the time to deal with a bank – and that's why you can get a loan if you need same day loans, from a payday loan lender.