Debt collection is not free and can be a frustrating experience to the average person. By analysing debtors and studying the psychology of debtors, Faith separate the “vulnerable groups and people who generally can’t pay” from the people who simply “won’t pay”. Faith work with a different collection strategy on this group and pursue them using insolvency procedures, rather than our structured credit control cycle methods. Debtors are then advised personally of the far reaching implications of insolvency, normally resulting in a successful recovery.